Rollover Beethoven

Somebody once threw a cliche at me about how retirement is a lot of work. I wasn't sure what that meant. I figured retirement was like what you see on TV commercials. A grey-haired couple walking on the beach with their dog while wearing brightly-colored sweaters. (I've yet to do that)..I think what they may have meant by "a lot of work" is the administration of getting yourself situated regarding pensions, savings, social security and health insurance. It seems to be that more paperwork is required here than in the pre-retirement phase of life.

I've never had more folders and paperwork on my desk than I do now. It's a big part of Time Killing. One form seems to lead to another. And, GOD, don't forget your damn PIN or PINS. We have a Rolodex with all our PINS. Ten-years ago I should have established ONE damn PIN and used it for everything.. Well, I did try that but as time went on Pin requirements got stricter -- at least 5 letters, 2 numbers and not your birthday or SSN. Speaking of social security numbers --- that damn number is used for everything..I have 5 of the same number in mine. It often gets a comment - "nice poker hand there"..

We recently rolled over my old 401k into an IRA.. How's that for trendy? I've done that before and it was very simple. This time was different. I saw an ad in the Sunday NY Times (full page) promoting how easy it is to do this rollover. (I could have had the Dog Whisperer do this)..There were some complications (not worth mentioning) which led to multiple meetings, conference calls and mailings. Lucky for us we did have a terrific contact who helped with every step. We are getting near the completion of this..After all, it is our life savings we had to put in a safer haven..It's interesting to see how customer focused one can be when dealing with moolah and potential commissions..I wanted to ask our rep. what kind of piece of the cheese she gets.. I'd never do that even though SHE has all our info..